Financial Planning

Our Process

We’ve developed a comprehensive process that helps our clients confidently navigate the complex world of personal finance. Each step helps us understand your unique financial situation, identify potential roadblocks and develop a customized strategy that meets your needs.

Get to Know You
We want to get to know you and learn how we can help. We start with a complimentary, no-obligation meeting or phone call helping us learn about your goals and how we may work together.
Sort Things Out
Bring us your financial files and documents; we will help you organize them.
Goal Setting
Now we look at your specific financial goals and help you understand the financial and economic landscape.
Your Path Forward
We will work together to determine your path forward based on your goals and priorities to get you from where you are today to where you want to be.
Take Action
We will now make recommendations and identify the tools and ways we will act on your goals.
Adjust as We Go
We know that things will change and evolve in your life, so we will also adjust your financial strategy to fit those changes.

SILVER level service is appropriate for individuals or families seeking comprehensive financial planning services and recommendations in the key areas below:

  • Cash Flow Planning
  • Basic Tax Planning*
  • Education Planning
  • Retirement Planning
  • Major Purchase Planning
  • Protection Planning
  • Basic Estate Planning*

*Annual Fees Vary
Reviews: 1 face to face meeting or 2 phone reviews

Services Include:

  • Personal Financial Website with daily aggregation of account detail (Access available for Accountant / Banker / Attorney)
  • Access to unlimited Vault Storage

GOLD level service is appropriate for clients nearing retirement, business owners, or families seeking in depth financial planning services. Clients are provided with Silver Plan services plus:

  • Insurance Planning
  • Advanced Estate Planning*
  • Retirement Income Distribution Strategies
  • Advanced Tax Planning*
  • Stress Test Plan
  • Investment Planning

*Annual Fees Vary
Reviews: 2 face to face meetings or 2 phone reviews

Services Include:

  • Connection Maintenance of all internal and external accounts
  • Personal documents scanned and added to your vault
  • Weekly Newsletters
  • Quarterly White Papers
  • Access to educational workshops
  • Invitation to Private Client Events

PLATINUM level service is appropriate for executives, business owners, and clients owning multiple investment real estate properties, multiple compensation plans, and/or are in the distribution phase. In addition to the items listed above, the PLATINUM Plan provides the following:

  • Estate Distribution Planning and Coordination
  • Family Planning meeting with parents and/or children
  • Detailed retirement Projections Using Multiple Scenarios
  • Comprehensive Business Planning – Successful Strategies
  • Stock Option Analysis

*Annual Fees Vary
Reviews: 4 face to face meetings or 4 phone reviews

Services Include:

  • Financial Planner will work directly with the client’s Accountant and Attorney where needed on Advanced Estate and Tax Strategies
  • Unlimited access to Financial Planner on an as-needed basis for guidance outside of scheduled meetings

*Specific tax consequences should be verified by your tax advisor. Financial Advisors do not provide specific tax/ legal advice and this information should not be considered as such. You should always consult your tax/ legal advisor regarding your own specific tax/ legal situation.
** These activities are not investment advisory services. Separate from the financial plan and our role as financial planner, we may recommend the purchase of specific investment or insurance product s or accounts. These product recommendations are not part of the financial plan and you are under no obligation to follow them.

The News Journal - Top Work Places 2024 badge Check the background of this firm on FINRA’s BrokerCheck (site opens in a new tab).
Back to top