Our Process
We’ve developed a comprehensive process that helps our clients confidently navigate the complex world of personal finance. Each step helps us understand your unique financial situation, identify potential roadblocks and develop a customized strategy that meets your needs.
SILVER level service is appropriate for individuals or families seeking comprehensive financial planning services and recommendations in the key areas below:
- Cash Flow Planning
- Basic Tax Planning*
- Education Planning
- Retirement Planning
- Major Purchase Planning
- Protection Planning
- Basic Estate Planning*
Fees:
Initial Year: $1800; Ongoing Monthly: $150
Reviews: 1 face to face meeting or 2 phone reviews
Services Include:
- Personal Financial Website with daily aggregation of account detail (Access available for Accountant / Banker / Attorney)
- Access to unlimited Vault Storage
GOLD level service is appropriate for clients nearing retirement, business owners, or families seeking in depth financial planning services. Clients are provided with Silver Plan services plus:
- Insurance Planning
- Advanced Estate Planning*
- Retirement Income Distribution Strategies
- Advanced Tax Planning*
- Stress Test Plan
- Investment Planning
Fees:
Initial Year: $3600; Ongoing Monthly: $300
Reviews: 2 face to face meetings or 2 phone reviews
Services Include:
- Connection Maintenance of all internal and external accounts
- Personal documents scanned and added to your vault
- Weekly Newsletters
- Quarterly White Papers
- Access to educational workshops
- Invitation to Private Client Events
PLATINUM level service is appropriate for executives, business owners, and clients owning multiple investment real estate properties, multiple compensation plans, and/or are in the distribution phase. In addition to the items listed above, the PLATINUM Plan provides the following:
- Estate Distribution Planning and Coordination
- Family Planning meeting with parents and/or children
- Detailed retirement Projections Using Multiple Scenarios
- Comprehensive Business Planning – Successful Strategies
- Stock Option Analysis
Fees:
Initial Year: $5400+; Ongoing Monthly: $450+
Reviews: 4 face to face meetings or 4 phone reviews
Services Include:
- Financial Planner will work directly with the client’s Accountant and Attorney where needed on Advanced Estate and Tax Strategies
- Unlimited access to Financial Planner on an as-needed basis for guidance outside of scheduled meetings
*Specific tax consequences should be verified by your tax advisor. Financial Advisors do not provide specific tax/ legal advice and this information should not be considered as such. You should always consult your tax/ legal advisor regarding your own specific tax/ legal situation.
** These activities are not investment advisory services. Separate from the financial plan and our role as financial planner, we may recommend the purchase of specific investment or insurance product s or accounts. These product recommendations are not part of the financial plan and you are under no obligation to follow them.